Buying your first home!

Buying your first home is an exciting experience. You are starting out on a new chapter and there is so much to do and

think about.

We are here to help you every step of the way. We can let you know exactly how much you will be able to borrow from

all the lenders available to you.

We will give you an idea of how much your monthly mortgage payments will be and what fees the lender will charge

you. You may be aware that lenders are looking for first time buyers to have bigger deposits, some lenders are

looking for you to put down around 20% deposit on a new property. We have access to lenders and deals that can

reduce the deposit you require down to as little as 5% of the purchase price on shared equity and Homebuy Direct

schemes.

Special Builders deals to help first time buyers

We will explain how some of the buying options may help you, such as shared equity or Homebuy direct. Builders often

have individual schemes such as 5% deposit paid or deposit match schemes. These deals make buying a new property

very attractive an easier to achieve, but you will need our help to try and get the best combination so suit

your circumstances. For instance if you need to use a particular lender to borrow the mortgage amount you require

then there is no point getting a type of incentive from the builder that the lender does not allow.

We are in your Corner

Our mortgage co-ordinator will keep you up to date on what’s happening during your mortgage application, and help

you understand what the lender requires. We will guide you through the whole process and you will have one

co-ordinator handling your mortgage application all the way through.

These schemes can be complex and include many terms and conditions which we can happily talk you through.